中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.110 (+1.637%) 沽空 $4.22億; 比率 34.218% │0.5倍│5.7厘建行(00939.HK) +0.170 (+1.988%) 沽空 $5.76億; 比率 30.316% │0.5倍│5.8厘中行(03988.HK) +0.060 (+1.143%) 沽空 $2.24億; 比率 25.528% │0.4倍│5.7厘農行(01288.HK) +0.020 (+0.344%) 沽空 $1.37億; 比率 42.454% │0.6倍│5.1厘交行(03328.HK) +0.060 (+0.814%) 沽空 $6.52千萬; 比率 24.448% │0.4倍│5.7厘郵儲銀行(01658.HK) +0.020 (+0.398%) 沽空 $1.37千萬; 比率 24.720% │0.5倍│4.7厘招行(03968.HK) +0.560 (+1.176%) 沽空 $1.79億; 比率 30.313% │1倍│4.4厘光大銀行(06818.HK) +0.040 (+1.258%) 沽空 $8.28千萬; 比率 37.074% │0.4倍│5.6厘民生銀行(01988.HK) +0.060 (+1.765%) 沽空 $2.26千萬; 比率 17.209% │0.3倍│5.2厘浙商銀行(02016.HK) +0.040 (+1.600%) 沽空 $2.52百萬; 比率 11.515% │0.3倍│6.3厘重農行(03618.HK) +0.120 (+1.896%) 沽空 $5.13百萬; 比率 6.412% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-06-05 16:25。)